At DebtKO, we help our customers get out of credit card debt. But when credit cards are a vital part of building credit and proving creditworthiness when buying a home, 2019 could be a tough year for Americans with credit card debt, as reported in a new report by Clever Real Estate. Key Findings Credit card debt ranks as the most stressful type of debt for Americans Almost half of credit card users (47%) carry a balance from month to month, and 72% of credit card debt holders

Debt Mountains to Climb According to CBS, a new Federal Reserve reports that since 2013, there has been a $1 trillion increase in the amount of debt American are carrying. Today, this can be broken down into an amazing $1.2 trillion in auto loans; almost $1.6 trillion student loans; and $1 trillion in consumer credit mostly from credit cards. How to avoid getting into debt Well it's easier said than done isn't it but the best way, according to many credit counsellors, is by n